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As a licensed life insurance advisor, I help individuals and families build long-term financial security through thoughtfully designed protection strategies. Using living benefits, indexed universal life (IUL), and annuity solutions, I align insurance planning with real estate ownership to protect wealth, income, and legacy across different life stages.身為持牌人壽保險顧問，我致力於透過精心設計的保障策略，幫助個人和家庭建立長期的財務安全。我運用生前給付、指數型萬能壽險（IUL）和年金方案，將保險規劃與房地產所有權結合，在人生的不同階段保護財富、收入和傳承。
As a licensed life insurance advisor, I help individuals and families build long-term financial security through thoughtfully designed protection strategies. Using living benefits, indexed universal life (IUL), and annuity solutions, I align insurance planning with real estate ownership to protect wealth, income, and legacy across different life stages.身為持牌人壽保險顧問，我致力於透過精心設計的保障策略，幫助個人和家庭建立長期的財務安全。我運用生前給付、指數型萬能壽險（IUL）和年金方案，將保險規劃與房地產所有權結合，在人生的不同階段保護財富、收入和傳承。